October 8, 2024
funaroagencyThe Risks of Driving in Fall—What Auto Insurance Covers
As the leaves change and the days grow shorter, fall brings driving challenges. Drivers should be aware of the risks associated with this season, including the following: Wet leaves—As leaves fall and accumulate on the roadway, they can create a slippery surface, especially when wet; this can lead to reduced traction and increase the risk […]
June 5, 2024
funaroagencyThe Impact of Vehicle Maintenance on Commercial Auto Insurance Premiums
Maintaining a commercial fleet involves keeping vehicles running smoothly, and doing so can influence your insurance costs by reducing the risks of accidents resulting from mechanical failures. Preventative Maintenance Preventative maintenance is the cornerstone of managing a commercial fleet effectively. Regularly scheduled maintenance tasks—such as oil changes, tire rotations, brake inspections and fluid checks—help keep […]
May 10, 2024
funaroagencyUnderstanding New York’s No-Fault Insurance Law
New York is one of several states that operate under a no-fault insurance system for auto accidents. This system aims to streamline the process of obtaining compensation for injuries sustained in car accidents while reducing the burden on the court system. How New York’s No-Fault Insurance System Works Under New York’s no-fault insurance system, drivers […]
November 2, 2023
funaroagencyHow Auto Insurance Works
Auto insurance is designed to help provide financial protection in case of accidents, theft and various unexpected events. This coverage is highly customizable, so it’s crucial to work closely with an experienced local agent to get appropriate car insurance coverage at a great rate. Is Auto Insurance Required? Like other states, New York has mandatory […]